Getting paid faster, quoting jobs properly, the legal stuff that nobody on site explains. Written by people who've been on the tools, not SaaS marketers.
Pay another trade to do construction work and you're a contractor under CIS, even with one subbie. Here's the scheme in plain English: the 20%, 30%, and 0% rates, what you deduct from (labour only), a worked example on a £2,500 invoice, the monthly deadlines that bite, and how subbies get the money back.
Read the full guide →VAT on building work isn't one number, it's three. Most repairs and extensions are 20%, new builds are 0%, and conversions and long-term empty homes drop to 5%. Here's the decision tree, plus a worked example where the right rate saves a customer £7,200 on a house-into-flats conversion.
Read the full guide →If you sub-contract to other VAT-registered firms, the Domestic Reverse Charge changed who hands the VAT to HMRC. Here it is in plain English: the five checks that decide if it applies, what an end user is, how to word the invoice, and the cashflow trap nobody warns you about, with a worked example on an £8,000 job.
Read the full guide →A rewire is one of the best earners a small firm has, and one of the easiest to underprice. Here's how to quote one by work package, with a full worked example for a 3-bed semi that lands at £4,673 before VAT, the Part P certs you need, and the two lines that protect your margin.
Read the full guide →A bathroom is one of the best jobs a small firm can take on, and one of the easiest to lose money on. The difference is the quote. Here's how to price one by work package, with a full worked example that lands at £7,168 before VAT, plus the PC sums that stop the customer's upgrades eating your margin.
Read the full guide →There is no legal cap on a builder's deposit in the UK, but a fair one covers your materials and sits at or under 25% of the job. Here's the CPA stance, the 14-day cancellation trap that catches trades out, and a worked example structuring a £2,000 deposit and stage payments on an £8,000 bathroom.
Read the full guide →The Late Payment Act 1998 gives UK trades an automatic right to charge 8% statutory interest plus fixed recovery costs on any overdue business invoice, no clause in your contract needed. Here's how the interest works, the costs you can add, and a full worked example on a £6,800 invoice that's 72 days late.
Read the full guide →Three letters that take a £4,000 overdue invoice from "we'll get to it" to "paid in 14 days". The Late Payment Act 1998 in plain English, when to charge interest, when to escalate to small claims, and the one thing most trades get wrong on the first letter.
Read the full guide →25 pages of UK trade templates: 4 quote forms, 1 invoice, 3 late payment letters with the Late Payment Act references, T&Cs, job sign-off, variation order, and the aftercare letter. Replaces around £400 of solicitor-drafted templates. No card needed.
Download instantly on the next page. No spam.